If you suffered injuries in a car accident in Edgewood, Maryland, insurance coverage looks at who is at-fault in a crash to pay for damages and works through contributory negligence, according to the Maryland Insurance Administration.
This means that the other driver’s insurance company is responsible for providing compensation you may be entitled to if you or a loved one has suffered injuries in a car crash that was not your fault. However, you need to prove that the other driver acted in a negligent manner, leading to the crash and your injuries.
An Edgewood car accident lawyer can help you start the process. The team from the Law Offices of Adam M. Smallow can help you prove your case, study police reports, interview witnesses, and look at your medical diagnosis to determine fault. Call us at (410) 777-8960 for a free review of your case.
Frequency of Car Accidents in Maryland
Car accidents are not uncommon in the state of Maryland, and lead to approximately 27,000 injuries or deaths every year according to the Maryland Department of Transportation (MDOT). Sometimes these accidents are no one’s fault, such as if a deer runs in front of a car and leaves no time for the driver to adjust.
Other times, one driver may have taken an action that caused the crash, leading directly to your injuries. Some of the ways another driver may be found to be at fault include:
- Drunk driving: the Centers for Disease Control and Prevention (CDC) reports that more than 1,700 fatalities occurred because of drunk driving in Maryland between 2003 and 2012.
- Distracted driving: where a driver is using a smartphone, or is performing another task while behind the wheel that causes his or her attention to move away from the road.
- Traffic violation: if a driver was speeding, driving recklessly, or making an illegal turn before a crash, police can issue a traffic ticket to the other driver, which meets the definition of negligent driving.
For a free legal consultation with a car accidents lawyer serving Edgewood, call (410)886-6215
Dealing With the Other Party’s Insurer
After an accident, you have the right to hire an attorney to represent your interests in negotiations with an insurance company. You also have the right to attempt to deal with the insurer on your own.
If an insurance adjuster contacts you after the crash, he or she may claim to be trying to help you. The adjuster may say he or she is working to settle the case quickly. However, a quick settlement does not always mean that it will reflect your long-term prognosis. Settling the case in a short amount of time may not take the long-term care requirements that you are facing into account, as well as your future medical bills.
Consider Hiring Help
Even if an insurance adjuster has good intentions, you should consider that he or she works for an insurance company, rather than working for you. If you hire an attorney to represent you, this means you have someone working on your behalf, rather than answering to another party.
Hiring the team from the Law Offices of Adam M. Smallow can offer you a number of additional benefits. The majority of accident victims only have to deal with a situation like this once in a lifetime, but insurance adjusters work on multiple cases every week, giving them an advantage against in terms of negotiating.
For a free case review, call us at (410) 777-8960. We can help you determine the strength of your case, and we can help you determine your possible future medical costs. We can also help you figure out a fair settlement amount to reflect your long-term medical bills, as well as the compensation you may be entitled to for pain, suffering, and reduction in your quality of life.
Edgewood Car Accident Lawyer Near Me (410)886-6215
How Might an Attorney Help?
Beyond representing your interests in negotiations with the insurance company, an Edgewood car accident lawyer can provide a number of other services for those who have suffered injuries in automobile accidents. Some of the ways a lawyer may be able to help include:
- Investigating the case: where the attorney studies police reports and medical records, as well as interviews those who witnessed the accident to determine the facts.
- Helping with medical care: where your personal injury attorney may have some ideas for helping you receive the best possible medical care and diagnosis for your injuries.
- Determining the strength of the case: where a lawyer can give you another opinion about the quality of case you have, which may be difficult for you to do on your own while you are trying to heal.
- Calculating the long-term prognosis: where your attorney will interview doctors, figuring out what kind of long-term care you may need in the future and how this accident may change your life going forward, which could help you determine a fair settlement amount you may be entitled to.
Let Us Protect Your Right to Seek Compensation
Do not let the insurer for the at-fault party in your accident bully you into thinking you have to accept whatever settlement amount it offers to you. You have the right to seek compensation you may be entitled to if you believe the insurer is not fully taking your long-term injury prognosis into account.
An Edgewood car accident lawyer can study the facts in your case and determine the appropriate amount to request for compensation in your settlement. Your life may have been significantly altered because of these injuries, and you should not have the bear the financial burden on your own.
The team from the Law Offices of Adam M. Smallow can help represent your interests. For a free review of your case, call us at (410) 777-8960.