Were you involved in a car accident on I-95 in Florida? Have your injuries had a significant impact on your life? Are you interested in learning more about what legal options may be available to you? If so, the Florida I-95 car accident lawyers at the Law Offices of Adam M. Smallow could help you.
With our firm by your side, you can recover the compensation you need to help you rebuild your life. You could learn more about getting the most out of your I-95 car accident claim in Florida during a free consultation.
Common Types of Car Accidents on I-95 in Florida
There are virtually endless ways in which car accidents can occur on I-95 in Florida. As a hotspot for local travelers and tourists alike, I-95 is prone to various types of car accidents, including:
- Rear-end collisions
- Head-on collisions
- Sideswipe accidents
- T-bone collisions
- Underride accidents
- Tire blowouts
- Rollover accidents
- Single-vehicle accidents
- Multi-vehicle accidents
- Hit and run accidents
- Road construction accidents
For legal consultation with a Personal Injury attorney in Florida, call (410)777-8960
When to Sue For a Florida I-95 Car Accident
You may not always be sure whether you have grounds for a car accident claim after an incident on I-95 in Florida. However, as you lie in your hospital bed, wondering what to do next, consider the following questions:
- Has your life been affected financially by your injuries? Do you expect it to be?
- Are you dealing with emotional trauma and psychological distress related to the accident?
- Are your physical injuries taking a toll on your life? Are they expected to continue affecting your life in the future?
- Is someone else responsible for causing your I-95 car accident? Did they negligently cause the crash?
These questions are not always easy to answer. Speaking with a Florida I-95 car accident attorney about the details of your case could provide the ease of mind you need to make informed decisions. A lawyer can explain whether you have the opportunity to sue or file a claim with the insurance company.
Florida I-95 Car Accident Attorney (410)777-8960
How Insurance Claims Work for I-95 Accidents in Florida
Many people assume they can recover the compensation they need through an insurance settlement. However, the claims process in Florida must follow a more complicated process than you might think.
For example, you might have assumed that you would file a claim with the liable party’s insurance company. However, this isn’t always the case. For example, since Florida is a no-fault state for auto insurance purposes, you would file with your insurance company through your personal injury protection (PIP) coverage instead of filing a claim with the liable party’s insurance company.
PIP coverage reimburses your medical bills and lost wages to a certain degree without regard to liability. However, there is more to know about your Florida I-95 car accident insurance claim.
What to Expect From the Insurance Company
Even though you have already purchased an auto insurance policy, that does not mean the insurance company is on your side. It may masquerade as being your advocate, but it cares more about its financial interests than making sure you have the compensation you need to get through this challenging time in your life.
Insurance adjusters have been known to take specific steps to lower the amount the company must pay out on a claim, including:
- Making low settlement offers that an anxious victim might accept
- Twisting a claimant’s statements to manipulate liability
- Denying an injury victim’s claims in bad faith
- Delaying the processing of an injury victim’s claim
These are just a few steps insurance companies take to deny I-95 car accident victims the compensation and benefits they deserve. Your attorney will ensure the adjuster assesses liability accurately in your car accident case, so you receive the compensation you need to maintain your financial situation.
Details Regarding Insurance Settlements
Insurance settlements often don’t entirely cover your damages. The amount of coverage you purchased will determine how much you can collect from the insurance company.
For example, Florida law requires you to purchase a minimum of $10,000 in personal injury protection coverage. However, if your damages exceed that limit, the insurance company will only be on the hook for that initial $10,000.
For this reason, you may need to move forward with a civil claim against the liable party if your injuries meet the threshold set by state law. This way, you have the best opportunity to recover your damages in their entirety. For example, some of these losses might include:
- Costs of repairing or replacing your vehicle
- Emotional distress
- Diminished earning capacity
- Loss of enjoyment of life
- Loss of consortium
- Disfigurement and skin scarring
- Lost wages
- Medical expenses
- Lots of household services
- Costs of increased insurance premiums
Statute of Limitations for I-95 Car Accident Claims in Florida
To hold the liable party accountable for your damages, you must file your car accident claim before the statute of limitations expires. Under Florida law, you have four years from the accident date to file your lawsuit.
However, several exceptions could extend this deadline. For example, if your accident-related injuries did not develop until several months later, the deadline could change. When you’re unclear when the statute of limitations applies to your claim, you might find it beneficial to have an experienced legal professional on your side to ensure you file your claim before time runs out.
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Get Help From a Florida I-95 Car Accident Attorney Today
When your injuries have taken a toll on your life financially, emotionally, or physically, you might not know where to turn. However, you can reach out to a Florida I-95 car accident lawyer at the Law Offices of Adam M. Smallow to guide you through the process of filing an insurance claim or lawsuit to seek the compensation you deserve.
Schedule your no-cost, risk-free consultation today by calling our office or completing our convenient contact form.