In Maryland, it is possible to recover compensation in a hit and run and we do that by using your UM or uninsured motorist coverage. You have a provision in your policy called uninsured motorists, we call it UM and essentially in those situations where there’s a hit and run driver that injures you on the roads, your auto policy steps into the shoes of the policy that you should have had had that person stopped, exchanged information, and said, Here’s my insurance, sorry about the accident. As long as you have insurance in Maryland, you will never have any issues with bringing forth a personal injury claim after a car crash by being able to tap into your UM or uninsured motorist policy.
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